IAP FLOWS

From Tap to Access in Seconds

ZeroSettle routes each purchase through the optimal payment path — direct billing for maximum revenue, StoreKit as a compliant fallback.

How a Purchase Works

Every purchase follows the same simple path, regardless of payment method.

User Taps Buy
SDK Routes
Payment Sheet
Confirmation
Access

The SDK automatically determines whether to present direct billing or StoreKit based on the user's region, your configuration, and product eligibility.

Three Checkout Experiences

Choose the right experience for each region and use case.

Native Payment Sheet

An embedded Stripe payment sheet inside your app. Apple Pay and card entry. No browser, no redirect. Available in the US.

In-App Browser

A direct billing that opens in an in-app Safari view. Feels fast and integrated. Available in the US and EU.

StoreKit Fallback

Standard Apple IAP for regions where direct billing isn't permitted. Automatic — no code changes needed.

We Handle the Complexity

Apple Pay

One-tap checkout with Apple Pay on web. No extra integration needed.

Subscriptions

Recurring billing, grace periods, and renewal management built in.

Consumables

Sell one-time items like power-ups, credits, or unlocks. Buyers get instant access.

Refunds

When a customer gets a refund, their access is revoked instantly. No manual work.

Disputes

Chargeback detection and automatic access revocation in real time.

Receipts

Instant email receipts for every purchase. No configuration required.

Start processing purchases today

Add the SDK, sync your products, and go live in minutes.