Direct web billing, MRR analytics, entitlements & A/B testing — one platform, one dashboard.
Free analytics & entitlements. Optional direct billing. iOS & Android.
One identity across StoreKit, Play Billing, and web.
See how →Live MRR, churn, retention, active trials. Free.
See how →A/B test prices, trials & copy. Ship the winner in one click.
See how →Skip Apple's 30%. Stripe-powered checkout, iOS & Android.
See how →Track every subscription, trial, and entitlement across StoreKit, Play Billing, and web checkout — without paying 1% of MRR for the privilege.
Customer entitlements stay consistent whether they paid through Apple, Google, or web.
// user_a7f3c1
entitlement: "pro",
active: true,
source: "storekit",
renews: 2026-06-12Run real price, trial, and checkout-copy experiments from the dashboard. Read revenue per visitor with lift vs. control — then ship the winner to your live catalog in one click.
Four pre-built flows for the moments that matter — signup, switch, upgrade, save. Configured from the dashboard, deployed with one SDK call.
Give new users a choice: subscribe through the App Store, or go direct and save. You preserve the native flow for those who want it, while incentivizing the route that's better for your margins.
Read the docs →
Intelligent, unobtrusive nudges that surface at the right moment, offering users a real incentive to switch to direct billing. Switches loyal users over, improves LTV, and saves everyone money.
Read the docs →
Prompt subscribers to switch from monthly to annual with prorated savings. Supports web-to-web upgrades and StoreKit-to-web migrations — configured entirely from the dashboard.
Read the docs →
Turn cancel taps into LTV improvements. Offer pauses, discounts, and plan switches right inside your app. Fewer users leave. More revenue stays.
Read the docs →Two ways to use ZeroSettle: bring your own Stripe and pay 0.5%, or let us handle MoR end-to-end. Either way, platform features are free.
| ZeroSettle | ||||
|---|---|---|---|---|
| Apple IAP only | RevenueCat + Stripe + Avalara | BYOS Bring your own Stripe 0.5% platform fee |
ManagedRECOMMENDED We are MoR 5% + 50¢ |
|
| Direct web checkout | ✗ | ◐ DIY integration | ✓ One SDK call | ✓ One SDK call |
| Merchant of Record | ✓ Apple | ✗ You are | ✗ You are (same as RC, but on one platform) | ✓ ZeroSettle (only non-Apple MoR option here) |
| Subscription analytics MRR, churn, retention, trials |
◐ Basic in ASC | ✓ Included + 1% of MRR above $2.5K/mo | ✓ Free · no MRR cap | ✓ Free · no MRR cap |
| Entitlements across iOS + Android + web | ✗ | ✓ Yes | ✓ Yes · free | ✓ Yes · free |
| A/B testing on prices & paywalls | ✗ | ◐ Paid add-on | ✓ Included | ✓ Included |
| Global tax remittance | ✓ Apple | ✗ Your problem | ✗ Your problem (MoR is yours on BYOS) | ✓ Included · 190+ countries |
| Chargeback & fraud handling | ✓ Apple | ✗ You handle | ✗ You handle via Stripe | ✓ Included |
| Time to integrate | Already there | 2–4 weeks + vendor onboarding | ~15 min + Stripe Connect | ~15 min |
| Platform fee on web checkout | 30% (Apple) | ~3% Stripe + 1% MRR RC + tax vendor | 0.5% + your Stripe fees | 5% + 50¢ All-in. Includes MoR. |
Comparison reflects publicly listed pricing and capabilities as of May 2026. We update when competitors update.
See how much you can save with direct billing vs. App Store fees.
Platform features — analytics, entitlements, A/B testing, MRR tracking — are free on every tier. Fees apply only to revenue you run through ZeroSettle's web checkout; App Store and Play Store purchases are never charged a ZeroSettle fee.
For teams who want analytics & entitlements without changing checkout.
For teams already comfortable being Merchant of Record.
For teams who want one platform handling everything.
Everything you need to know about offering direct billing alongside the App Store.
RevenueCat is a subscription analytics and entitlement tool — billing happens through Apple, Google, or a Stripe checkout you build yourself. ZeroSettle is one platform: analytics, entitlements, A/B testing, and direct web checkout (with us as Merchant of Record, if you want it). Most teams switch to consolidate vendors and stop paying 1% of MRR for analytics that's free with us.
Yes. The SDK ships for iOS, Android, and Flutter. Play Billing sync, Real-Time Developer Notifications, and Play Console catalog import are first-class. Cross-platform identity is bidirectional — iOS users who switch to Android keep their subscription, and vice versa.
In Managed mode, ZeroSettle is the Merchant of Record. We handle the Stripe account, global tax remittance, chargebacks, and customer billing support. You get a single fee: 5% + 50¢ per transaction.
In BYOS (Bring Your Own Stripe), you connect your own Stripe account and remain MoR — you handle tax and disputes the same way you would with RevenueCat. The platform fee drops to 0.5%.
Yes — MRR, ARPU, churn, retention, active trials, customer insights, and entitlement management are included at no cost on every tier. There's no MRR cap and no per-seat fee. We make money on checkout (5% + 50¢ on Managed, 0.5% on BYOS), so analytics is free.
Thousands. Since the Epic v. Apple ruling took effect, direct billing has gone from niche to mainstream. Companies like Spotify, Netflix, Amazon, and many more have adopted external payment options — and the number of smaller developers following suit is growing rapidly every month.
This isn't early-adopter territory anymore. Direct billing is an established, proven revenue strategy used across every app category — from subscriptions and SaaS to gaming, media, and education.
Most developers are up and running in under 15 minutes on both iOS and Android. Add the SDK (one line in your package manager), configure your publishable key, and call the checkout method — that's it. Your existing App Store Connect and Play Console products sync automatically.
There's no backend to build and no payment infrastructure to manage. As your Merchant of Record, ZeroSettle handles payments, tax, and disputes. You write a few lines of code and start keeping more revenue immediately.
ZeroSettle supports three checkout modes, and you choose which to use per region from your dashboard:
Native payment sheet — An embedded payment sheet that appears inside your app. Users see Apple Pay and card options without ever leaving. The purchase completes in seconds.
In-app browser — A Stripe-powered checkout opens in a browser view within your app. Supports Apple Pay and card payments with a familiar, fast flow.
External browser — The checkout opens in Safari. Same Stripe-powered experience, same payment options.
All three modes provide a callback confirming the purchase to your app. The SDK handles mode selection automatically based on your dashboard configuration and the user's region.
Yes. Three major changes have made alternative payments explicitly legal across platforms:
iOS · United States — The Epic Games v. Apple injunction (upheld by the Supreme Court in 2025) requires Apple to allow developers to direct users to alternative payment methods.
iOS · European Union — The Digital Markets Act requires Apple to allow third-party payment processors. Apple introduced new business terms in early 2024 to comply.
Android · User Choice Billing — Google's User Choice Billing program permits third-party payment processors alongside Play Billing in supported regions.
ZeroSettle's SDK detects user region and falls back to StoreKit / Play Billing where direct billing isn't allowed — no code changes required.
Direct billing availability depends on the user's jurisdiction:
United States — All checkout types are available (native payment sheet, in-app browser, and external Safari). This is the broadest option thanks to the Epic v. Apple ruling.
European Union — In-app browser and external Safari checkout are available under the Digital Markets Act. We recommend in-app browser for the best conversion rates.
Rest of World — In most other regions, direct billing may not be permitted under current platform policies. The ZeroSettle SDK automatically detects the user's location and falls back to StoreKit in these regions, so your app works everywhere without any code changes.
You can configure which checkout type to use in each region from your ZeroSettle dashboard.
Free analytics & entitlements in 5 minutes. Direct billing on iOS & Android in 15. No credit card required.