The revenue platform for iOS & Android

Stop renting your revenue.

Direct web billing, MRR analytics, entitlements & A/B testing — one platform, one dashboard.

Start free See how it works
$ → keep $308K more / yr
Just One: Habit Tracker
com.justone.habit · iOS · Android
Live
Last 30 days
Refresh Export
Net revenue
Total
$48,290
Daily avg
$1,610
MRR
$48.3K
↑ 12.4% vs prev
Active subscribers
3,412
↑ 218 this month
Retention
78%
Day-30 cohort
Churn
3.8%
↓ 0.6% MoM
Net margin
83%
After all fees
01Keep what you earn

The 30% cut becomes a rounding error.

Route eligible purchases through your own web checkout and pay ~3–5% instead of 30%. As your Merchant of Record, ZeroSettle handles tax, disputes, chargebacks, and compliance — you just ship.

Two fee models

Managed 5% + 50¢ (we're Merchant of Record) or BYOS ~0.5% with your own Stripe.

See Merchant of Record →

Cross-platform entitlements

One unified answer across StoreKit, Play, and web — web takes precedence over store.

See how it works →

Drop-in SDKs

iOS, Android, Flutter, and React Native. Auto-routes eligible purchases; falls back to the store.

Read the docs →

Branded checkout & compliance

Your custom domain, Apple Pay / Google Pay. Apple auto-reporting, ASSN v2, Play RTDN, per-jurisdiction.

See compliance →

Dig deeper: Merchant of Record · How it works · Payouts · Compliance

02Regional pricing · ZeroSettle Pro

Unlock the markets you're pricing out.

The same subscription that's pocket change in the US can be a week's wages somewhere else. ZeroSettle sets purchasing-power prices across 175 markets — the right price in each one — so more people can actually afford to subscribe and you grow paying users where flat global pricing leaves revenue on the table. Publish to the App Store and Google Play, and preview every change before it goes live.

Regional Pricing
Purchasing-power prices · Premium annual
175 markets in sync
Drift reconciliation Monitored
United StatesBaseline market $9.99 Baseline
IndiaPPP index 0.26 ₹199 Optimized
BrazilPPP index 0.37 R$14,90 In sync
TürkiyePPP index 0.34 ₺99 In sync
IndonesiaPPP index 0.30 Rp29.900 Optimized
MexicoPPP index 0.44 MX$89 In sync
JapanPPP index 0.90 ¥1,200 In sync
Reconciling drift · 175 / 175 in sync Preview & approve
175 markets drift reconciliation preview & approve
03Designer · ZeroSettle Pro

AI that designs your pricing experiments.

Describe a pricing question. Designer reads a briefing built from your real data — subscription groups, churn, cohorts, per-country PPP gaps, revenue trends — and designs a real A/B experiment: which products, which discount depths, what guardrails, and why, citing your numbers. One tap makes it live. When it's done, it reads the results and gives you a verdict.

GA · Gemini

Designer

Grounded in a briefing from your account — never generic advice. Every experiment cites the numbers behind it.

Reads your briefing Subscription groupsChurnCohortsPPP gapsRevenue trends
Designed experiment
Discount Premium 40% in India and Brazil, where purchasing power is lower.
Before it runs
Strong signal Worth testing Exploratory
Tests Premium annual · 2 markets Reads in ~12 days
After the run · measured +6.8% revenue / visitor · 95% significant

Backed by Google Gemini. One tap makes the winner live.

Coming soon

Autopilot

An agent that designs, runs, and iterates experiments toward a goal you set — always showing its reasoning. Preview access is opening in waves.

Join the preview
Free on every tier 04Analytics & experiments

A revenue cockpit, free on every tier.

MRR, net revenue, retention, cohorts, LTV, and active-user drill-downs — plus A/B experiments on price, checkout routing, and trials. Free on every tier, across every store — no revenue share, no per-seat fees.

MRR · last 30 days
$48,290
↑ 12.4% vs prev period
Active trials
1,247
Conversion 68% · 14 ending today
Pro Monthly892 · 71%
Pro Annual355 · 62%
Unified entitlement state

One identity. Every platform.

Customer entitlements stay consistent whether they paid through Apple, Google, or web.

// user_a7f3c1
entitlement: "pro",
active: true,
source: "storekit",
renews: 2026-06-12
StoreKit Play Billing Web
Churn · 30d
3.8%
↓ 0.6% MoM
Retention
78%
Day-30 cohort
Experiments

A/B experiments, included on every tier

Run real price, trial, and checkout-routing experiments from the dashboard. Read revenue per visitor with a verdict vs. control — then ship the winner to your live catalog in one click. No App Review, no new SKUs.

  • No App Review, no new SKUs. Experiments run on web checkout. One canonical product; variants override price at checkout.
  • What you show is what you charge. The same resolution sets the displayed price and the charged price — no bait-and-switch.
  • Revenue per visitor, not just conversion. Test price, free trial, and checkout copy; significance is computed on conversion.
  • Ship the winner in one click. Writes the winning price & trial to your live catalog — included on every tier, no per-variant fees.
See the experimentation suite → Read the docs →
05Growth campaigns

Turn churn into revenue.

Pre-built flows for the moments that matter — switch, win back, save, upgrade. Configured from the dashboard, shipped with one SDK call, free on every tier.

Migrate

Switch & Save

Move existing StoreKit and Play subscribers to cheaper web billing. The old store subscription runs out the period they already paid for — no double-billing.

Re-engage

Win-back

Bring lapsed subscribers back with a targeted offer at the right moment — timed to when they're most likely to return, not on a fixed schedule.

Retain

Cancel-save

Server-side save offers shown right in the cancel flow — a pause, a discount, or a plan switch — so fewer taps on Cancel end in churn.

Expand

Upgrade offers

Prompt monthly subscribers to move to annual with the unused time prorated as a credit. Supports web-to-web upgrades and store-to-web migrations.

Server-controlled — change offers, timing, and eligibility without an app update.

Explore all conversion campaigns →
06See what you'd keep

Is The Juice Worth The Squeeze?

See how much you can save with direct billing vs. App Store fees.

$
Web Adoption
Discount Incentive ⓘ Incentive for users to switch from Apple IAP to web billing
Extra Profit
+$255,000
per year with ZeroSettle
+15.5pp net margin increase
You keep 95.5%
App Store & Play Store fees $300,000
ZeroSettle fee (5% + 50¢) $45,000
See full breakdown →
07Don't tax your success

Flat $29/mo. Not a percentage of your growth.

ZeroSettle Pro is a flat monthly fee. Metered competitors charge roughly 1% of revenue for comparable pricing and experiment tooling — so their bill climbs every time you grow.

ZeroSettle Pro
$29/mo flat
The same $29 whether you do $10K or $500K a month. Analytics, entitlements, and experiments stay free.
At $10K/mo revenue$29/mo
At $50K/mo revenue$29/mo
Metered ~1% of revenue
~1%of revenue
Comparable tooling elsewhere scales with your revenue — a tax on the growth you worked for.
At $10K/mo revenue~$100/mo
At $50K/mo revenue~$500/mo
$29/mo · $290/yr
Two months free on annual. Free taste: 3 Designer proposals, lifetime. Cancel anytime — prices you've published stay live.
Explore ZeroSettle Pro

Web-checkout fees are separate and apply only to revenue you route through web checkout — 5% + 50¢ managed or ~0.5% BYOS. App Store & Play purchases are never charged a ZeroSettle fee.

See full pricing →
08FAQ

Frequently Asked Questions

Everything you need to know about offering direct billing alongside the App Store.

How is ZeroSettle different from RevenueCat?

RevenueCat is a subscription analytics and entitlement tool — billing happens through Apple, Google, or a Stripe checkout you build yourself. ZeroSettle is one platform: analytics, entitlements, A/B testing, and direct web checkout (with us as Merchant of Record, if you want it). Most teams switch to consolidate vendors and stop paying 1% of MRR for analytics that's free with us.

Does ZeroSettle work for Android-only apps?

Yes. The SDK ships for iOS, Android, Flutter, and React Native. Play Billing sync, Real-Time Developer Notifications, and Play Console catalog import are first-class. Cross-platform identity is bidirectional — iOS users who switch to Android keep their subscription, and vice versa.

What's the difference between Managed and BYOS?

In Managed mode, ZeroSettle is the Merchant of Record. We handle the Stripe account, global tax remittance, chargebacks, and customer billing support. You get a single fee: 5% + 50¢ per transaction.

In BYOS (Bring Your Own Stripe), you connect your own Stripe account and remain MoR — you handle tax and disputes the same way you would with RevenueCat. The platform fee drops to 0.5%.

Is the analytics suite really free?

Yes — MRR, net revenue, ARPU, churn, retention, LTV, cohorts, active users, entitlements, A/B experiments, and growth campaigns are included at no cost on every tier. There's no MRR cap and no per-seat fee. We make money on checkout (5% + 50¢ on Managed, ~0.5% on BYOS), so the platform is free.

What is ZeroSettle Pro, and do I need it?

Pro is an optional $29/mo flat add-on ($290/yr — two months free) on top of any plan. It adds Regional Pricing across 175 markets with drift reconciliation, and Designer — an AI pricing engine that reads a briefing built from your real data and designs a real A/B experiment for you to launch in one tap. Before a test runs it gives an honesty band (Strong signal, Worth testing, Exploratory) — never a predicted percentage. Autopilot, an agent that designs and iterates experiments toward a goal, is coming soon via a waitlist. Cancel anytime; prices you've published stay live.

How many apps already offer direct billing?

Thousands. Since the Epic v. Apple ruling took effect, direct billing has gone from niche to mainstream. Companies like Spotify, Netflix, Amazon, and many more have adopted external payment options — and the number of smaller developers following suit is growing rapidly every month.

This isn't early-adopter territory anymore. Direct billing is an established, proven revenue strategy used across every app category — from subscriptions and SaaS to gaming, media, and education.

How long does it take to integrate?

Most developers are up and running in about a day on both iOS and Android. Add the SDK (one line in your package manager), configure your publishable key, and call the checkout method — that's it. Your existing App Store Connect and Play Console products sync automatically.

There's no backend to build and no payment infrastructure to manage. As your Merchant of Record, ZeroSettle handles payments, tax, and disputes. You write a few lines of code and start keeping more revenue immediately.

What does the checkout experience look like for my users?

ZeroSettle supports three checkout modes, and you choose which to use per region from your dashboard:

Native payment sheet — An embedded payment sheet that appears inside your app. Users see Apple Pay and card options without ever leaving. The purchase completes in seconds.

In-app browser — A Stripe-powered checkout opens in a browser view within your app. Supports Apple Pay and card payments with a familiar, fast flow.

External browser — The checkout opens in Safari. Same Stripe-powered experience, same payment options.

All three modes provide a callback confirming the purchase to your app. The SDK handles mode selection automatically based on your dashboard configuration and the user's region.

Is offering alternative payments on iOS and Android legal?

Yes. Three major changes have made alternative payments explicitly legal across platforms:

iOS · United States — The Epic Games v. Apple injunction (upheld by the Supreme Court in 2025) requires Apple to allow developers to direct users to alternative payment methods.

iOS · European Union — The Digital Markets Act requires Apple to allow third-party payment processors. Apple introduced new business terms in early 2024 to comply.

Android · User Choice Billing — Google's User Choice Billing program permits third-party payment processors alongside Play Billing in supported regions.

ZeroSettle's SDK detects user region and falls back to StoreKit / Play Billing where direct billing isn't allowed — no code changes required.

Where is direct billing available? Are there region restrictions?

Direct billing availability depends on the user's jurisdiction:

United States — All checkout types are available (native payment sheet, in-app browser, and external Safari). This is the broadest option thanks to the Epic v. Apple ruling.

European Union — In-app browser and external Safari checkout are available under the Digital Markets Act. We recommend in-app browser for the best conversion rates.

Rest of World — In most other regions, direct billing may not be permitted under current platform policies. The ZeroSettle SDK automatically detects the user's location and falls back to StoreKit in these regions, so your app works everywhere without any code changes.

You can configure which checkout type to use in each region from your ZeroSettle dashboard.

Keep 85%+ of your revenue.

Free analytics & entitlements in minutes; direct billing on iOS & Android in about a day. You only pay a fee on revenue routed through web checkout — never on App Store or Play purchases.

Start free Explore Pro

YC-backed·1-day integration