Billing routing

From tap to access in seconds

ZeroSettle routes every purchase through the optimal payment path — direct web billing for maximum revenue, StoreKit and Play Billing as a compliant fallback. One SDK call, both stores.

ZeroSettle native payment sheet — Apple Pay checkout inside an iOS app
The flow

How a purchase works

Every purchase follows the same path, regardless of which payment method the SDK selects.

Step 1

User taps buy

A customer starts checkout from your paywall — your native UI, unchanged.

Step 2

SDK routes

Region, configuration, and product eligibility decide the path — direct or store.

Step 3

Payment sheet

Apple Pay, Google Pay, or card — presented in the checkout mode you configured: a native payment sheet, an in-app browser, or external Safari. One tap, no redirect.

Step 4

Confirmation

The SDK fires a callback the moment payment succeeds — no polling.

Step 5

Access

Entitlement updates instantly across iOS, Android, and web. One identity.

Checkout modes

Three checkout experiences

Choose the right experience per region from your dashboard. The SDK picks automatically based on jurisdiction.

Native payment sheet

An embedded Stripe payment sheet inside your app — Apple Pay and card entry, no browser, no redirect. Available in the US.

In-app browser

A Stripe checkout that opens in an in-app browser view — fast and integrated. Available in the US and EU.

StoreKit & Play fallback

Standard Apple IAP and Play Billing for regions where direct billing isn't permitted. Automatic — no code changes.

Handled for you

We handle the complexity

From the payment rails to the edge cases, the platform takes care of the parts you'd otherwise build and maintain.

Apple Pay & Google Pay

One-tap checkout on web. No extra integration needed.

Subscriptions

Recurring billing, grace periods, and renewal management built in.

Consumables

Sell one-time items — power-ups, credits, unlocks. Buyers get instant access.

Refunds

When a customer is refunded, their access is revoked instantly. No manual work.

Disputes

Chargeback detection and automatic access revocation in real time.

Receipts

Instant email receipts for every purchase. No configuration required.

Start processing purchases today

Add the SDK, sync your products, and go live in minutes. Free analytics & entitlements in 5 minutes; direct billing on iOS & Android in 15.

YC-backed·1-day integration