Why direct billing

Keep what
you earn.

Route an eligible purchase through your own web checkout and it skips the app stores' cut — so you keep up to 34% more of every sale. Same app, same access, one SDK call.

Free to start. Fees apply only to web-checkout revenue — never to native store sales.

An oil painting of a golden poppy field spilling across a hillside toward a wide valley at sunset — abundance you get to keep.
How it works

30% becomes a rounding error.

The app stores' commission doesn't shrink through negotiation. It shrinks because a different rail carries each eligible purchase — while store billing stays the automatic fallback wherever it's required.

01

Route the purchase

Eligible purchases move through your own direct web checkout instead of the app stores' billing rail.

See routing →
02

Pay only processing

Pay 0.5% on web-checkout revenue with your own Stripe, or let ZeroSettle be Merchant of Record for an all-in 5% + 50¢.

Compare plans →
03

Keep the store fallback

Native store purchases continue exactly as before and are never charged a ZeroSettle fee.

Compliance →
04

Keep the difference

That's up to 34% more revenue on every eligible sale, kept the moment it settles.

Run your numbers →
A serene oil painting of golden autumn maples beside still water at dusk — the same value, more of it kept.
The margin gap

Same sale.
A very different split.

ZeroSettle charges only the revenue you route through direct web checkout. Anything a customer buys through the native store stays untouched.

On a $9.99 sale, here's what reaches you
Through the app storesAfter the standard 30% commission $6.99
Through direct web billingAfter fees on web-checkout revenue only $8.99–9.35
Up to 34% more kept on every eligible sale — from 29% as Merchant of Record to 34% bringing your own Stripe.
Run your own numbers
Savings calculator

See what direct billing keeps.

Set your mobile ARR. This estimates the extra you keep each year once eligible revenue bills direct and skips the app stores' cut.

$
$308K more kept each year
$100K$10M
Direct web fee0.5–5%
Kept per eligible saleUp to 34% more
Native store salesFee-free

Illustrative estimate using a 60% direct-routing mix and a 5% managed web-checkout cost. Native store purchases stay untouched.

Questions

Direct billing, precisely.

The direct rail sits alongside the app stores rather than pretending they don't exist. Here are the operational details developers usually ask first.

Route an eligible sale through ZeroSettle web checkout and you keep up to 34% more of it than you would after the app stores' standard 30% cut. On a $9.99 sale that's $8.99–9.35 reaching you instead of $6.99.

No. ZeroSettle fees apply only to revenue completed through ZeroSettle web checkout. Anything a customer buys through the native store is never charged a ZeroSettle fee.

It's 0.5% of revenue when you bring your own Stripe account, plus your normal processing costs. Or ZeroSettle can operate as Merchant of Record for an all-in 5% + 50¢ per transaction.

No. Direct billing runs alongside the store's native billing, which stays the automatic, compliant fallback wherever direct checkout isn't available or appropriate.

Analytics, entitlements, A/B experiments, campaigns, and the iOS, Android, Flutter, and React Native SDKs are available without an MRR cap. You pay only when revenue routes through direct checkout.

Start with one product

A calmer way to grow app revenue.

Connect your catalog, unify customer access, and launch your first pricing experiment. Turn on Autopilot when you're ready to scale.