Is the juice
worth the squeeze?
See exactly how much more you keep when an eligible purchase bills direct instead of taking the app stores' 30% cut. Set your ARR below — every number in the breakdown updates live.
Free to start. Fees apply only to web-checkout revenue — never to native store sales.
Run the math on your ARR.
Set your mobile ARR, adoption rate, and any switch incentive — the extra profit and the full breakdown below update instantly.
We handle payments, tax, refunds, and receipts. 5% + 50¢ per transaction.
Where every dollar goes.
A full breakdown based on the inputs above — the revenue split, the fees on both sides, and what you actually keep.
Apps earning under $1M/year can qualify for the app stores' reduced 15% small-business rate. Check the box above if you qualify.
ZeroSettle Managed charges 5% + 50¢ per transaction on web-checkout revenue only.
The squeeze is worth it.
Route an eligible purchase through your own web checkout and it skips the app stores' cut — so you keep up to 34% more of every sale. The native store stays the automatic, compliant fallback wherever it's required, and it's never charged a ZeroSettle fee.
Why direct billingOne fee. Nothing else to buy.
See the full pricing model
Managed (5% + 50¢) vs. BYOS (0.5%) — compare the two ways to take direct-billing payments.
Merchant of Record, included
Tax, VAT, chargebacks, fraud, and billing support handled — the Managed fee covers all of it.
Autopilot, on the Pro plan
Once you're keeping more on fees, Autopilot searches for the price that keeps even more of them.
See how we compare
ZeroSettle vs. RevenueCat, Stripe, and StoreKit — on fees, features, and setup time.
The calculator, precisely.
A model, not a quote — here's exactly what each number assumes and where the fees land.
Managed is 5% + 50¢ per transaction on web-checkout revenue only, assuming a $25 average transaction for the per-transaction cost. BYOS is 0.5% of direct-billing revenue, plus your own Stripe processing (about 2.9% + $0.30 per transaction). Neither fee ever applies to revenue that stays on the native store.
Apps earning under $1M a year can qualify for the app stores' reduced 15% commission instead of 30%. Check the box in the calculator if you qualify — it lowers the store fee on the revenue that stays on the native store, though direct-billing revenue is still charged the ZeroSettle fee either way.
Not every user switches to direct billing at once. The calculator applies your chosen adoption rate (75% by default) to your ARR; the native store still takes its normal cut on whatever share of revenue stays on it.
In Managed mode, ZeroSettle is the Merchant of Record: one fee (5% + 50¢ per transaction) covers global tax remittance, chargebacks, fraud, and billing support. In BYOS, you connect your own Stripe account and remain Merchant of Record — ZeroSettle charges 0.5% of direct-billing revenue, and you handle tax and disputes yourself.
It applies the real fee structure to the ARR, adoption rate, and incentive you enter, so it's a model, not a quote. Actual savings depend on your real adoption, average transaction size, and regional mix — the dashboard shows your real numbers once you're processing transactions.
A calmer way to grow app revenue.
Connect your catalog, unify customer access, and launch your first pricing experiment. Turn on Autopilot when you're ready to scale.