ZeroSettle vs. RevenueCat
If your job is cross-platform subscription analytics and entitlements, both tools do it. The difference is what happens at the payment step: RevenueCat still bills through the app stores or a Stripe checkout you build yourself, while ZeroSettle adds direct web checkout in one SDK call — on the same platform that handles your analytics and entitlements.
Built in — not a Stripe checkout you build and maintain yourself.
Analytics & entitlementsNo MRR cap, every tier — the same core RevenueCat charges to scale.
On web-checkout revenueKept after payment fees, versus ~70% through the app stores.
Where the two line up — and diverge
Both cover analytics and cross-platform entitlements. ZeroSettle folds in direct billing, free A/B testing, and an optional Merchant of Record mode.
| RevenueCat | ZeroSettle | |
|---|---|---|
| Subscription analytics MRR, churn, retention, trials |
✓ Included ~1% of MRR above ~$2.5K/mo | ✓ Free · no MRR cap |
| Entitlements across iOS, Android & web | ✓ Yes | ✓ Yes · free |
| A/B testing on prices & paywalls | ◐ Paid add-on | ✓ Included free |
| Direct web checkout | ◐ DIY integration billing flows through the stores or a Stripe checkout you build | ✓ One SDK call |
| Merchant of Record | ✗ You are (or Apple/Google on store sales) | ✓ Optional stay MoR (BYOS) or we're MoR (Managed) |
| Global tax remittance | ✗ Your problem if you build your own checkout | ✓ Managed mode · 190+ countries |
| Chargeback & fraud handling | ✗ You handle | ✓ Managed mode |
| Time to add direct billing | 2–4 weeks + vendor onboarding | ~15 min |
| Fee on web-checkout revenue App Store & Play sales never charged |
~3% Stripe + ~1% MRR + tax vendor | 0.5% BYOS / 5% + 50¢ Managed BYOS adds your Stripe fees; Managed is all-in with MoR |
Comparison reflects publicly listed pricing and capabilities as of May 2026. We update when competitors update.
When to choose which
Both are good tools. The right pick depends on whether direct billing is part of your plan.
Pick RevenueCat if…
You only need cross-platform subscription analytics and entitlements, you're happy to keep billing through the app stores, and you don't plan to add direct web checkout. It's a mature, focused analytics and entitlements layer.
Pick ZeroSettle if…
You want the same analytics and entitlements plus direct web billing in one SDK call — with A/B testing included free and no MRR cap. Choose BYOS to keep your own Stripe and stay Merchant of Record, or Managed mode and we handle tax, chargebacks, and support.
Other comparisons
See how ZeroSettle stacks up against the other ways to bill.
vs. raw Stripe
Stripe is the rail underneath direct billing. See what you'd build yourself versus one SDK call.
ZeroSettle vs. Stripevs. StoreKit / Play Billing
The 30% status quo versus keeping ~85%+ on web-checkout revenue, with automatic store fallback.
ZeroSettle vs. StoreKitOne platform, not a patchwork
Analytics, entitlements, A/B testing, and direct billing in a single SDK. Free analytics & entitlements in 5 minutes; direct billing on iOS & Android in 15.